We’re on a mission to make credit more accessible and affordable for all people.

Help you build credit, not debt

Consumer credit is a double-edged sword. Used wisely, it enables smart money management and expense tracking. Misused, it can easily become a crushing financial burden that can only end in lifetime poverty.

MICC

MICC was built to address these factors with the aim of unlocking greater access to the credit markets for all Canadians.

Current tools are made for individual use: and encourage overspending and debt. Collaborative finance needs its own set of tools and infrastructure, built around transparency, trust, and collaboration.

We believe a significant reason why many people are in credit card debt is due to a lack of financial literacy, expensive financial products, and soaring costs of living.

MICC Team

Jonah Chininga

Jonah Chininga

CEO & Co-Founder
James Muhato

James Muhato

COO & Co-Founder
Daniel Ohaegbu

Daniel Ohaegbu

CMO & Co-Founder
Sergio Fernández

Sergio Fernández

CTO & Co-Founder
Rafael Delgado

Rafael Delgado

Senior Backend Developer

Board of Directors

Gary Schwartz

President of Canadian Lenders Association

Abhishek Bhasin

Product Leader, Fintech and Open Banking at TransUnion

Our Partners

Mastercard
Mastercard
People’s Trust Bank
People’s Trust Bank
Berkeley Payments
Berkeley Payments
Equifax
Equifax